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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,323 | $102,385+176.7% | $147,080+92.6% | $80,935+250.1% |
| Participation rate | 77.4% | 75.9%+1.6pp | 82.2%-4.8pp | 67.7%+9.8pp |
| Annual return | 12.70% | 135.09%-122.4pp | 420.17%-407.5pp | 35.66%-23.0pp |
| Employer contribution / active EE | $3,553 | $3,717-4.4% | $4,933-28.0% | $2,757+28.9% |
| Participant deferral / active EE | $6,268 | $6,651-5.8% | $8,066-22.3% | $4,299+45.8% |
| Admin fee / account holder | $4,131 | $7,951-48.0% | $12,989-68.2% | $6,924-40.3% |