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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,323 | $102,393+176.7% | $147,041+92.7% | $80,911+250.2% |
| Participation rate | 77.4% | 75.9%+1.6pp | 82.2%-4.7pp | 67.6%+9.8pp |
| Annual return | 12.70% | 134.95%-122.2pp | 419.21%-406.5pp | 35.63%-22.9pp |
| Employer contribution / active EE | $3,553 | $3,715-4.4% | $4,935-28.0% | $2,756+28.9% |
| Participant deferral / active EE | $6,268 | $6,647-5.7% | $8,071-22.3% | $4,297+45.9% |
| Admin fee / account holder | $4,131 | $7,943-48.0% | $13,006-68.2% | $6,935-40.4% |