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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,047 | $166,242-38.6% | $165,071-38.2% | $145,884-30.0% |
| Participation rate | 73.3% | 82.0%-8.7pp | 78.6%-5.3pp | 80.3%-7.0pp |
| Annual return | 10.34% | 100.44%-90.1pp | 70.17%-59.8pp | 551.85%-541.5pp |
| Employer contribution / active EE | $1,407 | $5,283-73.4% | $4,347-67.6% | $4,662-69.8% |
| Participant deferral / active EE | $2,515 | $6,964-63.9% | $6,035-58.3% | $6,690-62.4% |
| Admin fee / account holder | $4,228 | $16,658-74.6% | $12,695-66.7% | $13,392-68.4% |