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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,054 | $78,694+112.3% | $67,652+146.9% | $125,389+33.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -0.86% | 9.46%-10.3pp | 6625.40%-6626.3pp | 282.24%-283.1pp |
| Employer contribution / active EE | $2,637 | $3,044-13.3% | $2,266+16.4% | $4,866-45.8% |
| Participant deferral / active EE | $6,359 | $4,292+48.2% | $3,560+78.6% | $5,352+18.8% |
| Admin fee / account holder | $2,489 | $7,403-66.4% | $4,821-48.4% | $9,541-73.9% |