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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,812 | $62,409-25.0% | $120,574-61.2% | $74,459-37.1% |
| Participation rate | 65.7% | 56.8%+9.0pp | 71.9%-6.2pp | 67.2%-1.5pp |
| Annual return | 13.80% | 18.62%-4.8pp | 107.42%-93.6pp | 1369.70%-1355.9pp |
| Employer contribution / active EE | $1,299 | $1,847-29.7% | $3,471-62.6% | $2,626-50.5% |
| Participant deferral / active EE | $2,090 | $2,888-27.6% | $4,996-58.2% | $4,350-52.0% |
| Admin fee / account holder | $3,770 | $2,394+57.5% | $9,445-60.1% | $1,945+93.8% |