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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,424 | $111,830-82.6% | $93,696-79.3% | $145,884-86.7% |
| Participation rate | 44.4% | 74.2%-29.8pp | 68.7%-24.3pp | 80.3%-35.9pp |
| Annual return | 15.20% | 204.08%-188.9pp | 133.74%-118.5pp | 551.85%-536.7pp |
| Employer contribution / active EE | $765 | $3,093-75.3% | $2,422-68.4% | $4,662-83.6% |
| Participant deferral / active EE | $3,155 | $4,920-35.9% | $4,417-28.6% | $6,690-52.8% |
| Admin fee / account holder | $395 | $10,249-96.2% | $8,287-95.2% | $13,392-97.1% |