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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,544 | $156,398+109.4% | $147,318+122.3% | $138,895+135.8% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 18.12% | 78.75%-60.6pp | 70.43%-52.3pp | 145.39%-127.3pp |
| Employer contribution / active EE | $7,271 | $4,853+49.8% | $4,593+58.3% | $4,194+73.4% |
| Participant deferral / active EE | $12,580 | $8,237+52.7% | $7,906+59.1% | $6,396+96.7% |
| Admin fee / account holder | $172,759 | $14,976+1053.6% | $13,708+1160.3% | $12,562+1275.2% |