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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,909 | $52,678-47.0% | $75,784-63.2% | $59,633-53.2% |
| Participation rate | 57.7% | 67.2%-9.5pp | 75.8%-18.1pp | 68.7%-11.0pp |
| Annual return | -2.42% | 2.95%-5.4pp | 9.68%-12.1pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $3,323-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,699 | $2,591-34.4% | $3,652-53.5% | $3,192-46.8% |
| Admin fee / account holder | $1,241 | $3,610-65.6% | $5,300-76.6% | $4,297-71.1% |