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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,855 | $111,535-79.5% | $105,223-78.3% | $137,256-83.3% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 80.0%+12.9pp |
| Annual return | 11.37% | 237.85%-226.5pp | 180.65%-169.3pp | 220.34%-209.0pp |
| Employer contribution / active EE | $1,537 | $3,939-61.0% | $3,689-58.3% | $4,156-63.0% |
| Participant deferral / active EE | $2,897 | $5,500-47.3% | $5,072-42.9% | $6,407-54.8% |
| Admin fee / account holder | $3,266 | $9,721-66.4% | $8,859-63.1% | $12,270-73.4% |