Filed July 7, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,508 | $51,604+79.3% | $129,295-28.5% | $80,874+14.4% |
| Participation rate | 28.9% | 57.0%-28.1pp | 69.6%-40.7pp | 67.6%-38.8pp |
| Annual return | 18.40% | 20.76%-2.4pp | 9429.28%-9410.9pp | 35.62%-17.2pp |
| Employer contribution / active EE | $1,124 | $1,585-29.1% | $4,157-73.0% | $2,756-59.2% |
| Participant deferral / active EE | $2,796 | $2,670+4.7% | $4,169-32.9% | $4,297-34.9% |
| Admin fee / account holder | $2,251 | $4,310-47.8% | $7,665-70.6% | $6,935-67.5% |