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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,169 | $101,950-74.3% | $125,529-79.2% | $86,983-69.9% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 69.5%+30.5pp |
| Annual return | 35.56% | 18.29%+17.3pp | 202.56%-167.0pp | 25.83%+9.7pp |
| Employer contribution / active EE | $2,344 | $2,358-0.6% | $3,058-23.3% | $2,584-9.3% |
| Participant deferral / active EE | $3,604 | $3,862-6.7% | $4,813-25.1% | $4,194-14.1% |
| Admin fee / account holder | $1,111 | $12,791-91.3% | $16,298-93.2% | $7,856-85.9% |