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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,771 | $156,398-44.5% | $147,318-41.1% | $138,895-37.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 7.45% | 78.75%-71.3pp | 70.43%-63.0pp | 145.39%-137.9pp |
| Employer contribution / active EE | $9,504 | $4,853+95.8% | $4,593+106.9% | $4,194+126.6% |
| Participant deferral / active EE | $12,415 | $8,237+50.7% | $7,906+57.0% | $6,396+94.1% |
| Admin fee / account holder | $252,354 | $14,976+1585.1% | $13,708+1741.0% | $12,562+1908.8% |