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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,771 | $155,555-44.2% | $146,866-40.9% | $155,188-44.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 7.45% | 115.41%-108.0pp | 102.85%-95.4pp | 148.84%-141.4pp |
| Employer contribution / active EE | $9,504 | $4,647+104.5% | $4,425+114.8% | $4,248+123.7% |
| Participant deferral / active EE | $12,415 | $8,044+54.3% | $7,759+60.0% | $6,531+90.1% |
| Admin fee / account holder | $252,354 | $14,755+1610.3% | $13,620+1752.8% | $14,480+1642.8% |