Retirement plan

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF PINELLAS OPPORTUNITY COUNCIL, INC.

Name: PINELLAS OPPORTUNITY COUNCIL, INC. - 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF PINELLAS OPPORTUNITY COUNCIL, INC. (2025) Form 5500
Creator: PINELLAS OPPORTUNITY COUNCIL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF PINELLAS OPPORTUNITY COUNCIL, INC., PINELLAS OPPORTUNITY COUNCIL, INC.

PINELLAS OPPORTUNITY COUNCIL, INC.EIN 59-1227051Plan #001PY 2025

501 1ST AVE N STE 517 - ST PETERSBURG, FL 337013715727-823-4101poc-inc.orgLinkedIn11-50 employeesindividual & family services

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.1M

+12.3% from 2024

Total participants

-13.6% from 2024

Average account balance

$62,798

+31.0% from 2024

Annual return

12.93%

+2.25 pp from 2024

Benchmarks

See 48,836 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort48,836 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$59K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3605

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$65K

$7210 / participant

Other / not subdivided$65K100.0%

% of EOY assets

5.741%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,798

$70,366-10.8%

$66,674-5.8%

$138,895-54.8%

Participation rate

88.9%

76.2%+12.7pp

73.7%+15.2pp

79.9%+9.0pp

Annual return

12.93%

386.41%-373.5pp

321.24%-308.3pp

145.39%-132.5pp

Employer contribution / active EE

$2,403

$2,765-13.1%

$2,620-8.3%

$4,194-42.7%

Participant deferral / active EE

$4,112

$4,374-6.0%

$4,084+0.7%

$6,396-35.7%

Admin fee / account holder

$3,605

$5,262-31.5%

$5,098-29.3%

$12,562-71.3%

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF PINELLAS OPPORTUNITY COUNCIL, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF PINELLAS OPPORTUNITY COUNCIL, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion