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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,131 | $81,331+248.1% | $155,534+82.0% | $80,935+249.8% |
| Participation rate | 97.0% | 66.3%+30.7pp | 78.2%+18.8pp | 67.7%+29.3pp |
| Annual return | 13.06% | 33.37%-20.3pp | 64.92%-51.9pp | 35.66%-22.6pp |
| Employer contribution / active EE | $4,301 | $3,105+38.5% | $4,675-8.0% | $2,757+56.0% |
| Participant deferral / active EE | $9,036 | $3,454+161.6% | $5,630+60.5% | $4,299+110.2% |
| Admin fee / account holder | $17,678 | $7,999+121.0% | $15,900+11.2% | $6,924+155.3% |