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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,207 | $138,312+125.7% | $122,979+153.9% | $155,188+101.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 3.37% | 22.06%-18.7pp | 20.12%-16.7pp | 148.84%-145.5pp |
| Employer contribution / active EE | $15,708 | $3,530+344.9% | $3,062+412.9% | $4,248+269.8% |
| Participant deferral / active EE | $6,893 | $5,592+23.3% | $5,003+37.8% | $6,531+5.5% |
| Admin fee / account holder | $2,090 | $15,089-86.1% | $12,864-83.8% | $14,480-85.6% |