Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,631 | $83,898-33.7% | $133,346-58.3% | $94,015-40.8% |
| Participation rate | 46.4% | 63.4%-17.0pp | 72.8%-26.5pp | 70.8%-24.4pp |
| Annual return | 13.78% | 16.00%-2.2pp | 36.85%-23.1pp | 17.84%-4.1pp |
| Employer contribution / active EE | $253 | $1,821-86.1% | $2,853-91.1% | $2,790-90.9% |
| Participant deferral / active EE | $1,676 | $3,245-48.4% | $4,332-61.3% | $4,249-60.6% |
| Admin fee / account holder | $4,616 | $7,809-40.9% | $14,264-67.6% | $8,951-48.4% |