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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,138 | $101,795-46.8% | $165,100-67.2% | $80,959-33.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 11.95% | 16.73%-4.8pp | 70.21%-58.3pp | 35.67%-23.7pp |
| Employer contribution / active EE | $3,527 | $2,954+19.4% | $4,348-18.9% | $2,757+27.9% |
| Participant deferral / active EE | $1,748 | $4,476-60.9% | $6,035-71.0% | $4,300-59.4% |
| Admin fee / account holder | $6,613 | $8,221-19.6% | $12,696-47.9% | $6,925-4.5% |