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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $725,763 | $172,111+321.7% | $150,298+382.9% | $137,256+428.8% |
| Participation rate | 92.3% | 81.7%+10.6pp | 77.8%+14.5pp | 80.0%+12.3pp |
| Annual return | 12.40% | 69.37%-57.0pp | 62.79%-50.4pp | 220.34%-207.9pp |
| Employer contribution / active EE | $18,175 | $4,636+292.0% | $4,154+337.5% | $4,156+337.3% |
| Participant deferral / active EE | $18,936 | $6,166+207.1% | $5,453+247.3% | $6,407+195.6% |
| Admin fee / account holder | $7,936 | $16,471-51.8% | $14,116-43.8% | $12,270-35.3% |