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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,798 | $52,450+4.5% | $129,339-57.6% | $74,400-26.3% |
| Participation rate | 32.1% | 53.8%-21.8pp | 69.6%-37.6pp | 67.2%-35.2pp |
| Annual return | 29.28% | 15.65%+13.6pp | 9437.05%-9407.8pp | 1367.51%-1338.2pp |
| Employer contribution / active EE | $0 | $1,532-100.0% | $4,154-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $1,550 | $2,797-44.6% | $4,170-62.8% | $4,348-64.4% |
| Admin fee / account holder | $3,543 | $2,636+34.4% | $7,668-53.8% | $1,944+82.3% |