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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,158 | $89,259+16.7% | $107,187-2.8% | $82,637+26.0% |
| Participation rate | 75.0% | 67.9%+7.1pp | 75.0%0pp | 68.1%+6.9pp |
| Annual return | 12.44% | 21.02%-8.6pp | 204.55%-192.1pp | 53.51%-41.1pp |
| Employer contribution / active EE | $3,593 | $3,080+16.6% | $3,782-5.0% | $2,552+40.8% |
| Participant deferral / active EE | $4,536 | $4,037+12.3% | $5,096-11.0% | $4,126+9.9% |
| Admin fee / account holder | $12,157 | $7,381+64.7% | $9,162+32.7% | $7,339+65.7% |