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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,717 | $70,366+276.2% | $66,674+297.0% | $138,895+90.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 15.43% | 386.41%-371.0pp | 321.24%-305.8pp | 145.39%-130.0pp |
| Employer contribution / active EE | $3,024 | $2,765+9.4% | $2,620+15.4% | $4,194-27.9% |
| Participant deferral / active EE | $3,463 | $4,374-20.8% | $4,084-15.2% | $6,396-45.9% |
| Admin fee / account holder | $3,017 | $5,262-42.7% | $5,098-40.8% | $12,562-76.0% |