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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,890 | $209,336-33.7% | $197,124-29.5% | $137,256+1.2% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 9.12% | 48.09%-39.0pp | 44.34%-35.2pp | 220.34%-211.2pp |
| Employer contribution / active EE | $2,134 | $6,591-67.6% | $6,227-65.7% | $4,156-48.7% |
| Participant deferral / active EE | $2,757 | $9,614-71.3% | $9,135-69.8% | $6,407-57.0% |
| Admin fee / account holder | $18,990 | $17,308+9.7% | $16,298+16.5% | $12,270+54.8% |