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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,636 | $56,431+244.9% | $130,788+48.8% | $87,485+122.5% |
| Participation rate | 100.0% | 58.9%+41.1pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 10.53% | 91.27%-80.7pp | 386.44%-375.9pp | 26.06%-15.5pp |
| Employer contribution / active EE | $8,002 | $1,549+416.6% | $3,558+124.9% | $2,596+208.2% |
| Participant deferral / active EE | $7,072 | $2,749+157.2% | $4,137+70.9% | $4,274+65.5% |
| Admin fee / account holder | $1,185 | $4,433-73.3% | $6,673-82.2% | $7,775-84.8% |