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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,449 | $45,343-79.2% | $150,298-93.7% | $67,986-86.1% |
| Participation rate | 86.1% | 51.9%+34.3pp | 77.8%+8.4pp | 57.2%+28.9pp |
| Annual return | 15.83% | 33.28%-17.4pp | 62.79%-47.0pp | 31.67%-15.8pp |
| Employer contribution / active EE | $0 | $1,462-100.0% | $4,154-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $1,679 | $2,055-18.3% | $5,453-69.2% | $3,358-50.0% |
| Admin fee / account holder | $408 | $2,250-81.9% | $14,116-97.1% | $3,203-87.3% |