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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,636 | $169,361-66.6% | $129,397-56.2% | $145,877-61.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 19.22% | 14395.54%-14376.3pp | 9453.98%-9434.8pp | 551.28%-532.1pp |
| Employer contribution / active EE | $1,620 | $5,542-70.8% | $4,154-61.0% | $4,663-65.3% |
| Participant deferral / active EE | $4,991 | $4,987+0.1% | $4,167+19.8% | $6,691-25.4% |
| Admin fee / account holder | $2,485 | $9,903-74.9% | $7,679-67.6% | $13,402-81.5% |