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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,636 | $169,356-66.6% | $129,406-56.2% | $145,897-61.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 19.22% | 14418.62%-14399.4pp | 9468.18%-9449.0pp | 552.29%-533.1pp |
| Employer contribution / active EE | $1,620 | $5,542-70.8% | $4,155-61.0% | $4,663-65.3% |
| Participant deferral / active EE | $4,991 | $4,987+0.1% | $4,167+19.8% | $6,689-25.4% |
| Admin fee / account holder | $2,485 | $9,915-74.9% | $7,689-67.7% | $13,390-81.4% |