Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,855 | $95,453-58.2% | $112,040-64.4% | $82,448-51.7% |
| Participation rate | 46.9% | 72.8%-25.9pp | 76.5%-29.6pp | 68.1%-21.2pp |
| Annual return | 13.67% | 23.92%-10.3pp | 24.52%-10.9pp | 41.64%-28.0pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,294 | $4,224-22.0% | $5,098-35.4% | $4,139-20.4% |
| Admin fee / account holder | $6,873 | $9,013-23.7% | $12,098-43.2% | $7,234-5.0% |