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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,289 | $157,829-90.3% | $136,867-88.8% | $198,609-92.3% |
| Participation rate | 65.2% | 77.2%-12.0pp | 74.5%-9.3pp | 82.4%-17.2pp |
| Annual return | 26.64% | 51.25%-24.6pp | 42.97%-16.3pp | 202.70%-176.1pp |
| Employer contribution / active EE | $810 | $3,923-79.3% | $3,547-77.2% | $5,055-84.0% |
| Participant deferral / active EE | $2,675 | $5,463-51.0% | $4,924-45.7% | $6,977-61.7% |
| Admin fee / account holder | $102 | $11,107-99.1% | $10,340-99.0% | $19,030-99.5% |