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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,172 | $41,016+2.8% | $152,093-72.3% | $64,097-34.2% |
| Participation rate | 50.0% | 51.3%-1.3pp | 77.8%-27.8pp | 55.2%-5.2pp |
| Annual return | 18.25% | 39.60%-21.4pp | 66.36%-48.1pp | 34.64%-16.4pp |
| Employer contribution / active EE | $997 | $1,342-25.7% | $4,175-76.1% | $1,891-47.3% |
| Participant deferral / active EE | $2,481 | $1,927+28.7% | $5,451-54.5% | $3,080-19.5% |
| Admin fee / account holder | $2,297 | $2,305-0.4% | $14,497-84.2% | $3,454-33.5% |