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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,658 | $168,636+5.4% | $147,618+20.3% | $125,388+41.7% |
| Participation rate | 75.0% | 88.8%-13.8pp | 84.6%-9.6pp | 83.2%-8.2pp |
| Annual return | -0.65% | 77.65%-78.3pp | 61.98%-62.6pp | 282.24%-282.9pp |
| Employer contribution / active EE | $6,276 | $6,252+0.4% | $5,565+12.8% | $4,866+29.0% |
| Participant deferral / active EE | $9,050 | $5,507+64.3% | $4,895+84.9% | $5,352+69.1% |
| Admin fee / account holder | $8,166 | $13,580-39.9% | $11,612-29.7% | $9,541-14.4% |