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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,785 | $166,020-30.9% | $164,866-30.4% | $145,959-21.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.98% | 100.08%-89.1pp | 69.97%-59.0pp | 561.95%-551.0pp |
| Employer contribution / active EE | $18,075 | $5,275+242.7% | $4,343+316.2% | $4,661+287.8% |
| Participant deferral / active EE | $9,033 | $6,961+29.8% | $6,033+49.7% | $6,689+35.1% |
| Admin fee / account holder | $6,292 | $16,644-62.2% | $12,689-50.4% | $13,398-53.0% |