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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,105 | $154,228-47.4% | $145,433-44.2% | $137,256-40.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.50% | 74.59%-60.1pp | 66.58%-52.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,830 | $4,804-61.9% | $4,554-59.8% | $4,156-56.0% |
| Participant deferral / active EE | $3,709 | $8,216-54.9% | $7,897-53.0% | $6,407-42.1% |
| Admin fee / account holder | $2,420 | $14,344-83.1% | $13,129-81.6% | $12,270-80.3% |