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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,052 | $210,343-49.1% | $153,432-30.2% | $145,959-26.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.23% | 13.38%-2.1pp | 15.66%-4.4pp | 561.95%-550.7pp |
| Employer contribution / active EE | $8,136 | $6,047+34.5% | $5,038+61.5% | $4,661+74.6% |
| Participant deferral / active EE | $6,433 | $7,977-19.4% | $6,757-4.8% | $6,689-3.8% |
| Admin fee / account holder | $766 | $19,424-96.1% | $12,725-94.0% | $13,398-94.3% |