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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,816 | $166,268-82.7% | $165,100-82.5% | $145,897-80.2% |
| Participation rate | 64.3% | 82.0%-17.7pp | 78.6%-14.3pp | 80.3%-16.0pp |
| Annual return | 21.91% | 100.52%-78.6pp | 70.21%-48.3pp | 552.29%-530.4pp |
| Employer contribution / active EE | $0 | $5,284-100.0% | $4,348-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,190 | $6,964+3.2% | $6,035+19.1% | $6,689+7.5% |
| Admin fee / account holder | $3,916 | $16,659-76.5% | $12,696-69.2% | $13,390-70.8% |