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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,240 | $79,189-60.6% | $102,457-69.5% | $74,400-58.0% |
| Participation rate | 74.5% | 74.8%-0.3pp | 76.5%-2.0pp | 67.2%+7.3pp |
| Annual return | 24.02% | 54.98%-31.0pp | 29.41%-5.4pp | 1367.51%-1343.5pp |
| Employer contribution / active EE | $1,382 | $2,362-41.5% | $3,022-54.3% | $2,624-47.3% |
| Participant deferral / active EE | $2,522 | $4,415-42.9% | $5,054-50.1% | $4,348-42.0% |
| Admin fee / account holder | $1,530 | $2,002-23.6% | $9,451-83.8% | $1,944-21.3% |