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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,618 | $160,040-25.9% | $147,096-19.4% | $145,877-18.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.02% | 98.49%-82.5pp | 419.75%-403.7pp | 551.28%-535.3pp |
| Employer contribution / active EE | $5,103 | $5,289-3.5% | $4,936+3.4% | $4,663+9.4% |
| Participant deferral / active EE | $30,498 | $8,429+261.8% | $8,071+277.9% | $6,691+355.8% |
| Admin fee / account holder | $8,385 | $15,050-44.3% | $13,005-35.5% | $13,402-37.4% |