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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,163 | $76,407+83.4% | $150,298-6.7% | $82,448+70.0% |
| Participation rate | 97.0% | 66.4%+30.6pp | 77.8%+19.2pp | 68.1%+28.9pp |
| Annual return | 15.93% | 39.99%-24.1pp | 62.79%-46.9pp | 41.64%-25.7pp |
| Employer contribution / active EE | $7,481 | $2,614+186.2% | $4,154+80.1% | $2,551+193.3% |
| Participant deferral / active EE | $5,487 | $3,214+70.7% | $5,453+0.6% | $4,139+32.5% |
| Admin fee / account holder | $7,510 | $6,352+18.2% | $14,116-46.8% | $7,234+3.8% |