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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,163 | $78,690+78.1% | $161,489-13.2% | $87,485+60.2% |
| Participation rate | 97.0% | 67.5%+29.5pp | 78.7%+18.3pp | 68.9%+28.0pp |
| Annual return | 15.93% | 32.74%-16.8pp | 89.72%-73.8pp | 26.06%-10.1pp |
| Employer contribution / active EE | $7,481 | $2,588+189.1% | $4,268+75.3% | $2,596+188.2% |
| Participant deferral / active EE | $5,487 | $3,311+65.7% | $5,630-2.5% | $4,274+28.4% |
| Admin fee / account holder | $7,510 | $6,724+11.7% | $16,006-53.1% | $7,775-3.4% |