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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,427 | $81,358+33.3% | $155,556-30.3% | $80,959+33.9% |
| Participation rate | 97.1% | 66.3%+30.8pp | 78.2%+18.8pp | 67.7%+29.4pp |
| Annual return | 13.89% | 33.39%-19.5pp | 64.84%-50.9pp | 35.67%-21.8pp |
| Employer contribution / active EE | $7,865 | $3,106+153.2% | $4,675+68.2% | $2,757+185.3% |
| Participant deferral / active EE | $5,443 | $3,455+57.5% | $5,631-3.3% | $4,300+26.6% |
| Admin fee / account holder | $1,491 | $7,994-81.3% | $15,885-90.6% | $6,925-78.5% |