Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $24,791 |
EDWARD JONES5 years Service code 15 · EIN 43-0345811 | Recordkeeping | $18,448 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,399 | $54,679-29.8% | $76,119-49.6% | $74,459-48.4% |
| Participation rate | 50.7% | 60.3%-9.6pp | 69.1%-18.4pp | 67.2%-16.5pp |
| Annual return | 10.79% | 31.90%-21.1pp | 361.25%-350.5pp | 1369.70%-1358.9pp |
| Employer contribution / active EE | $1,732 | $1,781-2.8% | $2,693-35.7% | $2,626-34.0% |
| Participant deferral / active EE | $3,007 | $3,072-2.1% | $4,259-29.4% | $4,350-30.9% |
| Admin fee / account holder | $340 | $2,238-84.8% | $6,421-94.7% | $1,945-82.5% |