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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,823 | $114,119-71.2% | $107,187-69.4% | $138,895-76.4% |
| Participation rate | 81.0% | 78.1%+2.9pp | 75.0%+5.9pp | 79.9%+1.0pp |
| Annual return | 13.17% | 273.21%-260.0pp | 204.55%-191.4pp | 145.39%-132.2pp |
| Employer contribution / active EE | $2,630 | $4,059-35.2% | $3,782-30.5% | $4,194-37.3% |
| Participant deferral / active EE | $3,908 | $5,538-29.4% | $5,096-23.3% | $6,396-38.9% |
| Admin fee / account holder | $3,335 | $10,024-66.7% | $9,162-63.6% | $12,562-73.5% |