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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,974 | $110,039-13.7% | $97,260-2.4% | $145,884-34.9% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 9.86% | 244.44%-234.6pp | 75.54%-65.7pp | 551.85%-542.0pp |
| Employer contribution / active EE | $2,370 | $3,074-22.9% | $2,721-12.9% | $4,662-49.2% |
| Participant deferral / active EE | $3,405 | $4,674-27.1% | $4,262-20.1% | $6,690-49.1% |
| Admin fee / account holder | $3,346 | $6,204-46.1% | $5,640-40.7% | $13,392-75.0% |