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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,214 | $100,194+6.0% | $122,979-13.6% | $86,983+22.1% |
| Participation rate | 95.0% | 73.0%+22.0pp | 77.2%+17.8pp | 69.5%+25.5pp |
| Annual return | 14.74% | 16.47%-1.7pp | 20.12%-5.4pp | 25.83%-11.1pp |
| Employer contribution / active EE | $3,069 | $2,326+32.0% | $3,062+0.2% | $2,584+18.7% |
| Participant deferral / active EE | $4,464 | $4,133+8.0% | $5,003-10.8% | $4,194+6.4% |
| Admin fee / account holder | $7,267 | $10,148-28.4% | $12,864-43.5% | $7,856-7.5% |