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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,645 | $159,934+53.6% | $147,005+67.1% | $145,959+68.3% |
| Participation rate | 92.9% | 84.0%+8.9pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 17.70% | 98.24%-80.5pp | 418.76%-401.1pp | 561.95%-544.3pp |
| Employer contribution / active EE | $7,367 | $5,287+39.3% | $4,934+49.3% | $4,661+58.1% |
| Participant deferral / active EE | $10,629 | $8,427+26.1% | $8,070+31.7% | $6,689+58.9% |
| Admin fee / account holder | $20,646 | $15,053+37.2% | $13,006+58.7% | $13,398+54.1% |