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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,645 | $160,070+53.5% | $147,117+67.0% | $145,897+68.4% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 17.70% | 98.69%-81.0pp | 420.54%-402.8pp | 552.29%-534.6pp |
| Employer contribution / active EE | $7,367 | $5,285+39.4% | $4,932+49.4% | $4,663+58.0% |
| Participant deferral / active EE | $10,629 | $8,419+26.2% | $8,065+31.8% | $6,689+58.9% |
| Admin fee / account holder | $20,646 | $15,035+37.3% | $12,993+58.9% | $13,390+54.2% |