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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,852 | $183,592-52.1% | $155,574-43.5% | $145,877-39.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.89% | 61.37%-50.5pp | 64.87%-54.0pp | 551.28%-540.4pp |
| Employer contribution / active EE | $9,791 | $5,317+84.2% | $4,676+109.4% | $4,663+110.0% |
| Participant deferral / active EE | $10,176 | $6,466+57.4% | $5,629+80.8% | $6,691+52.1% |
| Admin fee / account holder | $2,634 | $19,316-86.4% | $15,914-83.4% | $13,402-80.3% |