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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,529 | $154,228-54.3% | $145,433-51.5% | $137,256-48.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 114.17% | 74.59%+39.6pp | 66.58%+47.6pp | 220.34%-106.2pp |
| Employer contribution / active EE | $5,799 | $4,804+20.7% | $4,554+27.3% | $4,156+39.5% |
| Participant deferral / active EE | $9,198 | $8,216+11.9% | $7,897+16.5% | $6,407+43.6% |
| Admin fee / account holder | $39,893 | $14,344+178.1% | $13,129+203.9% | $12,270+225.1% |