Filed September 15, 2015
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $41,416 |
J W COLE FINANCIAL INC5 years Service code 27 · EIN 59-3680571 | Advisory (Plan) | $24,996 |
Service code 16 · EIN 13-3180178 | Consulting | $6,030 |
PIVOT CPAS4 years Filed as: PIVOT CPAS, P.A. Service code 10 · EIN 20-0708248 | Accounting | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,912 | $81,487-11.8% | $102,412-29.8% | $80,935-11.1% |
| Participation rate | 82.2% | 66.8%+15.4pp | 74.5%+7.7pp | 67.7%+14.6pp |
| Annual return | 13.80% | 25.60%-11.8pp | 24.94%-11.1pp | 35.66%-21.9pp |
| Employer contribution / active EE | $5,028 | $3,103+62.0% | $3,870+29.9% | $2,757+82.4% |
| Participant deferral / active EE | $10,869 | $3,871+180.8% | $5,060+114.8% | $4,299+152.8% |
| Admin fee / account holder | $503 | $6,717-92.5% | $8,388-94.0% | $6,924-92.7% |