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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,750 | $102,382+45.3% | $147,005+1.2% | $80,874+83.9% |
| Participation rate | 90.9% | 75.8%+15.1pp | 82.2%+8.7pp | 67.6%+23.3pp |
| Annual return | 15.14% | 134.89%-119.7pp | 418.76%-403.6pp | 35.62%-20.5pp |
| Employer contribution / active EE | $3,778 | $3,715+1.7% | $4,934-23.4% | $2,756+37.1% |
| Participant deferral / active EE | $6,451 | $6,646-2.9% | $8,070-20.1% | $4,297+50.1% |
| Admin fee / account holder | $7,972 | $7,942+0.4% | $13,006-38.7% | $6,935+14.9% |