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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,750 | $102,422+45.2% | $147,117+1.1% | $80,959+83.7% |
| Participation rate | 90.9% | 75.9%+15.0pp | 82.2%+8.7pp | 67.7%+23.2pp |
| Annual return | 15.14% | 135.16%-120.0pp | 420.54%-405.4pp | 35.67%-20.5pp |
| Employer contribution / active EE | $3,778 | $3,717+1.6% | $4,932-23.4% | $2,757+37.0% |
| Participant deferral / active EE | $6,451 | $6,652-3.0% | $8,065-20.0% | $4,300+50.0% |
| Admin fee / account holder | $7,972 | $7,953+0.2% | $12,993-38.6% | $6,925+15.1% |