Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS, INC. Service code 15 · EIN 43-1451524 | Recordkeeping | $10,853 |
ADP BROKER-DEALER4+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $4,192 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,713 | $80,763-79.3% | $102,412-83.7% | $74,459-77.6% |
| Participation rate | 88.6% | 65.7%+22.9pp | 74.5%+14.1pp | 67.2%+21.4pp |
| Annual return | 19.14% | 27.57%-8.4pp | 24.94%-5.8pp | 1369.70%-1350.6pp |
| Employer contribution / active EE | $1,908 | $3,160-39.6% | $3,870-50.7% | $2,626-27.4% |
| Participant deferral / active EE | $4,635 | $3,862+20.0% | $5,060-8.4% | $4,350+6.5% |
| Admin fee / account holder | $94 | $2,371-96.0% | $8,388-98.9% | $1,945-95.2% |