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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,416 | $106,864+3.3% | $147,318-25.0% | $82,637+33.6% |
| Participation rate | 96.6% | 75.5%+21.0pp | 82.1%+14.5pp | 68.1%+28.5pp |
| Annual return | 15.83% | 27.49%-11.7pp | 70.43%-54.6pp | 53.51%-37.7pp |
| Employer contribution / active EE | $4,229 | $3,417+23.8% | $4,593-7.9% | $2,552+65.7% |
| Participant deferral / active EE | $7,657 | $6,496+17.9% | $7,906-3.2% | $4,126+85.6% |
| Admin fee / account holder | $15,238 | $8,415+81.1% | $13,708+11.2% | $7,339+107.6% |