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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,375 | $107,809-75.5% | $97,032-72.8% | $155,188-83.0% |
| Participation rate | 40.9% | 75.5%-34.6pp | 71.6%-30.7pp | 80.8%-39.9pp |
| Annual return | 17.60% | 38.06%-20.5pp | 35.38%-17.8pp | 148.84%-131.2pp |
| Employer contribution / active EE | $928 | $2,911-68.1% | $2,629-64.7% | $4,248-78.2% |
| Participant deferral / active EE | $1,357 | $5,129-73.5% | $4,672-71.0% | $6,531-79.2% |
| Admin fee / account holder | $530 | $10,717-95.1% | $9,418-94.4% | $14,480-96.3% |