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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,375 | $99,053-73.4% | $88,179-70.1% | $138,895-81.0% |
| Participation rate | 40.9% | 74.2%-33.3pp | 69.1%-28.2pp | 79.9%-39.0pp |
| Annual return | 17.60% | 78.17%-60.6pp | 64.97%-47.4pp | 145.39%-127.8pp |
| Employer contribution / active EE | $928 | $2,882-67.8% | $2,549-63.6% | $4,194-77.9% |
| Participant deferral / active EE | $1,357 | $5,225-74.0% | $4,614-70.6% | $6,396-78.8% |
| Admin fee / account holder | $530 | $8,748-93.9% | $7,673-93.1% | $12,562-95.8% |