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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $806,473 | $183,516+339.5% | $155,534+418.5% | $145,884+452.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.23% | 61.43%-53.2pp | 64.92%-56.7pp | 551.85%-543.6pp |
| Employer contribution / active EE | $23,614 | $5,315+344.3% | $4,675+405.1% | $4,662+406.5% |
| Participant deferral / active EE | $17,800 | $6,467+175.3% | $5,630+216.1% | $6,690+166.1% |
| Admin fee / account holder | $8,778 | $19,293-54.5% | $15,900-44.8% | $13,392-34.5% |