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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,334 | $88,672-53.4% | $105,223-60.7% | $82,448-49.9% |
| Participation rate | 43.8% | 67.9%-24.2pp | 75.0%-31.3pp | 68.1%-24.3pp |
| Annual return | 14.44% | 30.86%-16.4pp | 180.65%-166.2pp | 41.64%-27.2pp |
| Employer contribution / active EE | $2,313 | $3,048-24.1% | $3,689-37.3% | $2,551-9.3% |
| Participant deferral / active EE | $3,574 | $4,036-11.5% | $5,072-29.5% | $4,139-13.7% |
| Admin fee / account holder | $16,244 | $7,146+127.3% | $8,859+83.4% | $7,234+124.5% |