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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,867 | $111,535-19.4% | $105,223-14.6% | $137,256-34.5% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 20.04% | 237.85%-217.8pp | 180.65%-160.6pp | 220.34%-200.3pp |
| Employer contribution / active EE | $1,807 | $3,939-54.1% | $3,689-51.0% | $4,156-56.5% |
| Participant deferral / active EE | $9,244 | $5,500+68.1% | $5,072+82.3% | $6,407+44.3% |
| Admin fee / account holder | $1,764 | $9,721-81.9% | $8,859-80.1% | $12,270-85.6% |