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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,565 | $110,410-39.7% | $102,437-35.0% | $145,897-54.4% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 13.86% | 24.85%-11.0pp | 24.95%-11.1pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,176 | $4,217-72.1% | $3,871-69.6% | $4,663-74.8% |
| Participant deferral / active EE | $5,161 | $5,622-8.2% | $5,060+2.0% | $6,689-22.9% |
| Admin fee / account holder | $12,018 | $9,745+23.3% | $8,388+43.3% | $13,390-10.3% |